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Checking when I opened ISAs by Terry Pinnell[_3_]
My financial files are a bit of a shambles. Pending much overdue housekeeping and phoning around, I'm not sure whether I've already used my ISA allowance for the current (2016-17) tax year. Presumably HM Revenue & Customs have a database to police the rules although I suspect it's unlikely to be...
February 3rd 17 11:52 PM
by Theo[_2_] Go to last post
5 710
Selling my back up of someone's crashed web site by Leslie
I used to read a detailed blog but I got behind. To let me navigate it more quickly I downloaded the whole blog to my PC several months ago. By chance, the author lost their whole blog and has not been able to restore it. So is it legit to sell my backup to them? If not then I won't even bother...
January 29th 17 05:44 PM
by James Wilkinson Sword Go to last post
4 724
Settling debts after death by Ryder
My wife will be the sole owner of our house when I die. Will she have to sell the house to pay off my debts? -- Ryder
January 25th 17 03:39 PM
by Michael Ejercito[_2_] Go to last post
7 837
David Cameroon to launch new Tory Part of The EU by 7[_3_]
David Cameroon to launch new Tory Part of The EU ------------------------------------------------ David Cameroon the one time Brex**** loser is presently asking for donations to launch a new Conservative Party and a new EU project aiming to bring together ideas of free trade and a boarderless...
January 7th 17 03:07 PM
by 7[_3_] Go to last post
0 545
Financial Times - very disappointed by fred
All, I usually look at re-jigging my portfolio of UK stocks and bonds at the beginning of the year. Rather than looking individually on my Hargreaves internet account, I thought it would be nice to see them all on a written page, so I purchased today's FT. The main market section does not seem...
January 5th 17 09:37 PM
by David Woolley[_2_] Go to last post
1 543
Pensions and reduced allowance for high incomes by Tim Woodall[_3_]
I hope this group isn't completely dead! I'm trying to make sense of the calculations for the reduced ('tapered') pension annual allowance. Hypothetical person gets paid £180K. They also contribute 5K into a pension via salary sacrifice and their employer matches that 5K. (set up before 8th july...
January 5th 17 09:23 PM
by Robin[_10_] Go to last post
1 419
China opens 18 day freight train service from China to UK by 7[_3_]
China opens 18 day freight train service from China to UK --------------------------------------------------------- http://www.telegraph.co.uk/news/2017/01/02/china-launches-freight-train-britain/ Ships take about a month for container transport, planes about 3 days or more and is expensive to...
January 5th 17 02:34 PM
by Byker Go to last post
7 619
Why does NatWest take payments early? by Terry Pinnell[_3_]
Not something I'll lose sleep over, but I'm curious... Just checked my NatWest online current a/c statement (00:30 on 1/1/2017). The most recent two entries are dated 3/1/2017. About £220 in total, taken two days earlier than the scheduled standing order date of Tuesday 3rd January. Multiply a...
January 1st 17 03:39 PM
by Terry Pinnell[_3_] Go to last post
2 456
Policy Holder by [email protected]
Dear Sir, Policy No.28033827 - Ref. 3030/9328 - Statement date. 9 Nov 1986 Plan Name. Manulife Independent Pension Arrangement - Type B Retirement Dt. 15/!2/1995 I would like to draw your attention that I have been living In Mumbai, India for the last 28 years and it is possible/likely you may...
December 18th 16 08:56 PM
by David Woolley[_2_] Go to last post
1 512
no vat receipt for item,can I then sell it on iwith VAT? by Richard Evans
Quick question, I've purchase an item from someone whom isn't vat registered. However the item brought elsewhere is vatable when brought from someone vat registered. As I've purchased this from someone not registered with VAT, can I still charge VAT on top when selling?
December 9th 16 03:46 PM
by Fredxxx Go to last post
2 543
NSI Index Linked Certificates by Bill Ward[_3_]
Savers about to renew their certificates for three years are being offered RPI * 0.01%. Without a crystal ball how can anyone contemplate them? Bill.
October 27th 16 07:28 PM
by Bill Ward[_3_] Go to last post
8 823
TD Direct Investing: Seizes customer's assets for 2+ years andcounting authority by Nomen Nescio
Ref: DRN3666844 TD Direct Investing seizes customer's assets, ostensibly claiming to do so under AML legislation Despite multiple appeals that their actions were causing the customer considerab le hardship, TD Direct refused to release the customer's life savings Customer complains to Financial...
October 13th 16 04:23 PM
by Nomen Nescio Go to last post
0 623
How to treat a purchase from a EC member state on the VAT return. by Richard Evans
Hi I just wondered if you can give some advice on the following.... We have recently used a supplier in another EC Member State, they have printed for us brochures at a cost of £25000 (no vat as zero rated) These brochures have then been delivered to us in the UK. The printers have issued us...
July 26th 16 08:26 PM
by Richard Evans Go to last post
0 921
what would an investor buy to gamble on a NATO-Russia war by Bill Ward[_3_]
On 25/05/2016 21:43, Harold Davis wrote: Recently retired NATO general Richard Shirreff, who was Deputy Supreme Allied Commander Europe (DSACEUR) until 2014, has warned about the possibility of a NATO-Russia war in 2017. The trouble, in his scenario, would start in the Baltic area. If...
July 10th 16 12:39 AM
by Bill Ward[_3_] Go to last post
0 702
House to joint ownership? by Geo
Wife and I are in mid seventies. House (paid for) is in my name. Is there any advantage in changing to joint ownership and if so, how to do it. Scotland if it makes any difference.
(Multi-page thread 1 2)
May 18th 16 09:52 AM
by Optimist[_3_] Go to last post
13 1,496
Making money with Linux by 7[_3_]
Making money with Linux ----------------------- The whole idea of making money with Linux has always been you can set up your own distros and own markets add content and charge what you want. You don't need permission from anyone. Evidently google and many other companies are adept at it. They...
(Multi-page thread 1 2)
April 27th 16 09:20 AM
by Desk Rabbit Go to last post
10 1,278
Eurotunnel warrants by cryptogram
I have recently discovered that I own some warrants for Eurotunnel shares. These were registered in 1988 - quite a while ago! Nowhere on the certificate does it say these are time limited. I enquired of Eurotunnel and was told they are no longer valid. That can't be right, can it? Why could this...
April 25th 16 07:41 AM
by Zetrader le Parrain Go to last post
4 728
Poor little Gideon by Judith
I see he only got £3 interest on his bank accounts. Perhaps he should use ISAs or perhaps a Santander 123 Account like other hardworking© people - unless of course he just has no savings whatsoever. Most odd.
April 24th 16 06:21 PM
by Zetrader le Parrain Go to last post
7 836
Explanation of Section 104 'pooled' cost basis for calculating costof shares by Greg Williams
Can someone explain how this is calculated? I understand how it works if there are multiple purchases of the same stock over a period of several years.. What if there are also multiple sales of the same stock - how do I calculate the cost price of remaining shares? I've looked for a simple formula...
April 20th 16 10:47 AM
by Robin[_10_] Go to last post
2 681
NS&I website problem (6 April 2016)? by RobertL
6 April 2016 I am trying to cash in a savings certificate. The NS&I website seems to work; I can log in, select the certificate, click to cash it and I then type into my phone the 4 digit code that NS&I put on the screen and then call me for confirmation. The phone says the cod eis correct and...
April 13th 16 08:01 AM
by Optimist[_3_] Go to last post
4 771
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