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UK Gov debt and the gilt market (why do they need it?) by [email protected]
I've been reading: http://www.which.co.uk/money/savings-and-investments/guides/corporate-bonds-and-gilts/how-gilts-and-corporate-bonds-work/ begin quote If the UK government wanted to raise 100m pounds, it would issue one million gilts at the value of 100 each. This is known as the 'nominal...
May 16th 15 05:24 PM
by Adrian Go to last post
3 2,831
Transferring Stocks & Shares ISA - opinions? by 7[_2_]
Terry Pinnell wrote: One of my largest savings is now valued at about £30k, in a Standard Life Stocks & Shares ISA (Equity Income Trust). They are about to switch this to another company called Alliance Trust Savings. I'm put off by the extra annual £75 charges, and the fact that I have...
May 12th 15 08:10 PM
by 7[_2_] Go to last post
2 4,156
Money gifts before death by [email protected]
On a similar note what counts as gifts? Just financial?... Or as occurred to be when battling through my proposed gifts list for 2013 does this cover a gift of built in wardrobes for my lady friend, a trampoline for my granddaughter, refurbishment of my daughters rear garden, buying a new lawnmower...
May 11th 15 11:29 AM
by RobertL Go to last post
1 438
Children's bank accounts by Andrew Gabriel[_3_]
Looked at children's savings accounts on http://www.moneysavingexpert.com/savings/child-savings-tax-free and was very dissapointed with what's on offer - poor rates or undue restrictions. I know it's not fasionable to be saving nowadays, but I wanted to set up something that would enable a child...
May 10th 15 11:19 PM
by [email protected] Go to last post
4 2,562
Travel Insurance for the over 65s by [email protected]
What a nightmare. All the insurance companies we have tried wont insure us now that we're over 65. We actually want a multi-trip worldwide policy (sans North America). We used to insure with STA - because we have been on a number of their trips including volunteering at the Elephant Nature Park in...
(Multi-page thread 1 2)
May 5th 15 11:28 PM
by Clive Page[_3_] Go to last post
14 2,927
Reclaiming Tax on Investments by thescullster
If tax has been deducted from interest on savings and you are a non-tax payer, how long do you have to reclaim this? Thanks Phil
(Multi-page thread 1 2 3)
May 1st 15 08:21 AM
by Robin[_10_] Go to last post
20 826
RPI direction + NS&I by fred
Where is inflation going? Thoughts on this please. I know if we knew the answers to this kind of question, we'd be very rich, but ideas welcome. Late next month I have a maturing NS&I inflation linked bond. It was RPI +1%. I can renew for 3 or 5 years at RPI+0.05% tax free. These were a great...
April 30th 15 03:58 PM
by RobertL Go to last post
3 405
Why are currency conversion quotes the wrong way round? by Thomas[_6_]
I notice that sites such as Google Finance quote the pound to dollar conversion rates in the form GBP/USD = 1.4784. I would read this as "GBP per USD = 1.4784" or equivalently "1.4784 GBP per USD" which is obviously the wrong way round. When we quote speeds for example we say mph (or m/h) = 50 -...
(Multi-page thread 1 2 3)
April 21st 15 02:45 AM
by Charles Bryant[_4_] Go to last post
25 825
Cooperative Bank Asking for National Insurance Number After 15 Years by [email protected]
I have received a letter from the Cooperative Bank saying that they have to suspend payments to my ISA unless I provide my National Insurance number. They've only got a dummy number stored. I've had the ISA about fifteen years, so if they needed it, they must have had it all this time. Have they...
April 17th 15 07:59 AM
by [email protected] Go to last post
9 599
Most people on over 100k already pay 60% Tax by Thomas[_6_]
Alistair Darling introduced a progressive reduction in personal allowance for incomes over 100k which the Tories did not abolish and Labour certainly won't. Because of the way incomes are distributed, this means that the vast majority of people with taxable incomes over 100k are paying a...
April 14th 15 09:37 PM
by Thomas[_6_] Go to last post
0 258
Greek bond yields by Jim
I don't understand Greek 10 year bond yields. Last time I looked (about 2 weeks ago) they were ~ 10%. I see a big haircut or total default as a certainty, so why aren't they ~ 90% ? Possible answer: The public do not own Greek govt bonds - only sovereign central banks. No individual or fund in...
March 13th 15 04:14 PM
by RobertL Go to last post
2 384
Registering as a non tAxpayer by David[_24_]
I take it if someone has registered their bank and building society accounts as a non taxpayer that they need not register again. http://www.dailymail.co.uk/money/news/article-2978131/A-million-savers-urged-register-pay-no-tax-savings-new-rules-kick-in.html David ---...
March 4th 15 11:08 PM
by David Woolley[_2_] Go to last post
1 289
BA Exec Club Cancels All AVIOS by CJB
Just had my latest email statement from BA Exec Club. I never understood the change from AirMiles to Avios - WTF are Avios? Anyway - I had thousands of Avios accumulated over very many years. Never got to use them though since BA restricted the availabilities of flights. Now on my latest statement...
(Multi-page thread 1 2)
March 4th 15 03:34 PM
by Gordon H[_4_] Go to last post
13 523
Can TD Direct Investing suddenly, forcibly and extra-judicially closean account and seize the assets? by H. Jones
Through various means, we have acquired more documents about the ongoing case between Dr. Matthew Yong, former contractor of Dstl (Dstl contract numbers: Dstlx1000051141 dated 22/12/10 and Dstlx1000073769 dated 5/9/12. Feel free to contact the following Dstl contract officer to confirm: Andrew...
March 4th 15 09:18 AM
by H. Jones Go to last post
0 287
Interested in the election? by Stephen Thomas Cole
With the election upon us there could be a place for discussion: uk.current-events.general-election-2015 I say "could be" because for reasons unfathomable the powers-that-be (a.k.a. the "Committee", the handful of people that control what uk.newsgroups are available for you to read) seem...
February 24th 15 09:23 PM
by Stephen Thomas Cole[_2_] Go to last post
3 459
Very Urgent by [email protected]
Can help you. Please email to . Thanks and regards
February 14th 15 04:10 AM
by Chris Blunt[_2_] Go to last post
1 235
If the lenders didn't actaully have the money they lent to startwith, why should anyone pay then back? by andy wainwright
On 26/01/15 09:00, wrote: Or if you like, why should we pay Greek debt? Marvellous result in Greece. Should produce some fun an contortions in the months to come. I wonder what the Germans are going to say? They pay more into the EU than we do. Real issue. Before...
February 4th 15 08:18 PM
by JNugent[_5_] Go to last post
5 320
Raising funds for ATPL by Pakouwi
Good morning folks, Not sure this is the right place to post this message. I am trying to raise some extra funds, to help me continue with my ATPL training (Airline Pilot License). This is a dream for me to become a professional Pilot. I set up a page on gofundme.com for my project.
February 1st 15 07:35 PM
by Mr Pounder Go to last post
2 420
Using the 15k cash ISA allowance? by [email protected]
I opened a cash ISA of about 5k with Virgin Money early in this tax year (2014-2015). But I had no reminder from them about the opportunity to raise that to 15k in July, and consequently forgot all about it until now. Virgin Money advise me that there was only a 30-day window for...
February 1st 15 07:02 PM
by tim..... Go to last post
6 3,047
Van and fuel benefit by Fredxxx
I see that if a van use is split between two people, then the benefit can be apportioned appropriately according to: http://www.hmrc.gov.uk/manuals/eimanual/EIM22935.htm If employee 2 is paid less than £8,500 then I'm assuming only Employee 1 (director) pays tax and NI on this apportioned...
January 26th 15 03:39 PM
by David Woolley[_2_] Go to last post
1 379
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