I note that many cr cards charge around 2.75% on foreign transactions. Is there anyone who doesnt charge this?. I'm looking for a card with no annual fee,no commission on foreign transactions and cashback,am i asking too much?

After being nagged by the Co-op bank to top up my existing loan, I finally agreed to do so. They put the money into my account, but failed to tell me that although they were promising a lower rate, they actually put my rate UP by 2% without telling me. When I became aware of their deception I...

Hi, Our current mortgage deal is about to expire (Alliance & Leicester) and we wish to move to Nationwide. We have already secured a deal (5.19% fixed for 2 years) by submitting a cheque covering the setup fees.

Does anyone know the rules governing share-trading in Indian stocks by UK residents via the web? And can anyone recommend an online share-trading company giving access to the Indian stock market, whether directly or by proxy? Any other relevant information welcome. the_muse

Raising interest rates may not be the answer to containing house prices. One of the major reasons; is that the present boom in house prices started with Brown's £6 billion-a-year raid on pension funds in 1997. The destruction of this pillar of long term savings has resulted in heavy property...

Hello groupies, Something I've never understood, (well, one of them): How are companies ALLOWED to give my personal and private details to a third party, i.e. credit reference agencies, without my consent or knowledge? And how are these agencies allowed to pass this confidential information on to...

Hi, I've read the consumer advice on Trading Standard's web site about the rights consumers have when purchasing using a credit card. Equal liability etc. However, I have few questions please... If I have since paid off the credit card statement, am I still within my rights to write to them...

I've recently started a new job and are just wondering about wages and tax. My old job I was paid 20k a year and came home with £1299 a month after taxes. My new job pays 24k a year and will be paid £1389 a month. For some reason I thought I was going to end up with more than just a £90 a month...

Does anyone know if there is a list somewhere of bank e-mail addresses to contact customer services. Most bank websites don't seem to have this info. Thanks.

Hello Can anyone suggest a good forum for finding out the latest info. Also, and I am probably asking too much - would you leave it for a couple of years before buying. Thanks in any event Smokeyone

I'm with HSBC, anyone know what the charges would be? I also have an account with NatWest, if they turn out to have lower charges. It's a $50 cheque from a relative, I'm wondering if it's actually worth cashing it, depending on the charges?! TIA Steve --

Seen on the DLR (its a fancy tram for non londoners)last night: Barratt Homes advert for something new in Woolwich. A picture of a youngish, trendily dressed woman in the style of "been photocopied, then photocopy the copy, then repeat until a sort of black mess results". The text reads something...

I am in the process of applying for compensation for an endowment mortgage which was mis-sold to me in 1988. The insurance co have sent me a form with various questions, it looks like a fishing excercise to me, I am deeply suspicious. As I understand it, they first need to establish if I was...

In an effort to manage my finances better, I've just opened a second bank account with the Halifax. For some reason I've received a Visa electron card instead of the expected solo debit card. I've rung the bank enquiring why they've issued me with a card that is accepted at very few retailers in...

This Sunday I picked up a copy of one of those free papers in the London Underground. I forgot the exact name but it focuses on finance and savings advice for the rest of us, that kind of thing. Well anyway what caught my attention was an article about how renting is actually quite a smart thing...

In Charlotte Bronte's novel, Jane Eyre inherits £20000. Assuming this takes place around 1840, how much is that worth today? Just curious as she promptly gives away 75% of it. Thanks, Anna.

A relative recently opened a NatWest current account with a cheque in Euros drawn on a bank in the Irish Republic. She was told at the time that it would take 28 days for the cheque to clear, and after this time had elapsed phoned the bank to confirm that it was ok to draw funds from her new...

I'm hoping for a little mortgage advice... Currently, we've got an interest only mortgage with the Halifax and an endowment with Standard Life. I have taken steps to switch the mortgage to Portman's 5 year fixed rate repayment mortgage. However, I'm not too sure what to do with my endowment....

if you have mortgage arrears with a finance company will the same company give you a remortgage or would you have to wait untill arrears cleared mortgage £430000 property worth £150000

Hello everyone. This morning I received a letter from Birmingham Midshires telling me that after the 31st of July, my ATM card will no longer work with my account. Apparently: "As part of a recent review it has become clear that the cash card facility is being used by a small and declining number...