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whether to cash in a small (£10,000) pension pot by RobertL
Please willsomeone enlighten me? I have read this http://www.hmrc.gov.uk/pensionschemes/small-pen.htm but it does not seem to answer my question. I am 59 years old. I have several pension pots which I accumulated while employed and when self employed. One of these (with Phoenix Life) has less...
(Multi-page thread 1 2)
July 22nd 14 04:19 PM
by RobertL Go to last post
11 645
dissolved loan company? by neale56
Hi,I wonder if anyone out there can help me with a problem?Some years back we took out a second charge loan with a company that was dissolved/struck off in March 2013.Does this mean that the charge on our property,should we sell,is now invalid?I would be so grateful for any advice,thanks. --
July 8th 14 12:33 AM
by Fredxxx Go to last post
3 349
Clawing Back Payment Made To Wrong Bank Account by CJB
The Government has apparently introduced a simpler more effective process for clawing back payments made to a wrong bank account number. Please can someone give me a URL or webpage that explains this new (improved?) process. The issue is that such wrong payments can easily be made since the...
July 6th 14 10:24 AM
by alan Go to last post
3 406
Dumping BA / AIG Shares by CJB
How do I dump a bunch of worthless ex-BA / AIG shares? I just got the Annual Report from AIG (incl. BA) and an invitation to the AGM. But the AGM is in Madrid necessitating outrageously expensive travel and accommodation costs, all proceedings will be in Spanish, and the shares have never paid a...
June 2nd 14 06:34 PM
by Adrian Go to last post
3 471
Bond and Fixed Interest Fund Prices by Moniker de Plume
Hello All Does anyone have any thoughts on the medium term future for Bond and Fixed Interest Fund prices? I have read that bond prices go down when central bank interest rates go up, and this does seem to have some logic to it. After a central bank interest rate rise, a fixed interest bond...
June 2nd 14 06:33 PM
by Moniker de Plume Go to last post
0 358
BTL mortgages in 2006 by SH
Is anybody here familiar with what the BTL mortgage market was like for older borrowers back in 2006? I want to know what sort of term could have been given to someone who was female and 59 - one year from retirement - in 2006. Would a mortgage company back then have entertained a loan going,...
June 1st 14 03:07 PM
by Adrian Go to last post
3 301
Criminal Charges against banks by 7[_2_]
charlie61Ltd wrote: http://www.bloomberg.com/news/2014-05-05/holder-signals-criminal-charges- coming-against-some-banks.html ''U.S. Attorney General Eric Holder said his department is readying criminal cases against banks that show financial institutions aren’t too big to...
May 6th 14 09:37 AM
by charlie61Ltd Go to last post
9 996
Maximising maternity allowances by Fredxxx
A friend of mine is pregnant and is currently self employed with a income lower I believe to be lower than the threshold to pay class 2 stamps. She already has a child and so the remainder of her income comes from Tax Credits. What is the best way to maximise her maternity allowances?
May 2nd 14 03:06 PM
by Mark[_10_] Go to last post
5 338
Something close to my heart, fair treatment by HMRC by Fredxxx
Just an idea, a petition against the one-sided treatment by HMRC to individuals and businesses. http://www.change.org/en-GB/petitions/hmrc-to-treat-small-business-s-more-fairly
April 30th 14 04:48 PM
by Fredxxx Go to last post
4 257
A centre-left argument for flat tax - combined with CI it would besimple and just by andy wainwright
UKIP have recently mooted the idea of a flat 30% income tax, and even from a leftist background there is a need for something simpler and actually paid as opposed to avoided. I'm happy with an even higher 50% flat tax in order to abolish all forms of means testing. MT is a marginal tax rate on...
April 8th 14 11:07 AM
by Mark[_10_] Go to last post
3 298
The name on a cheque by Etaoin Shrdlu
I don't know if this is on topic, apologies if not. I recently got a cheque (ELPS call it a 'warrant') from the Equitable Life Payment Scheme (lucky me!) and sent it off to my bank. But the bank returned it saying it is crossed 'A/C PAYEE' which prevents it being payed into any account other...
April 6th 14 01:58 PM
by Yellow[_2_] Go to last post
6 317
Pension Pots by Judith
There was a report by Paul Lewis on the Money Box programme concerning a tax-loophole where you can now put in money to a pension pot: the Government make a contribution: you then close the pot (pay tax) - but are quids in. Does anyone have a reference to any details? Is it true?
(Multi-page thread 1 2 3 ... Last Page)
April 3rd 14 10:19 PM
by tim..... Go to last post
45 739
Solicitors and estate administration by Steve
Hi Not sure if anyone can help, but I thought I'd ask. Is it 'usual' for solicitors to hold on to monies received when handling estate administration until, for example, the fiscal year processing suits them? I ask because the final part of the dealings (selling the house) was completed two...
March 31st 14 02:48 AM
by The Revd[_3_] Go to last post
5 373
Private Pensions - Budget by Judith
Say someone has no savings - but has say £30,000 in a private pension - and has less than full State pension entitlement - does this mean: Say this person who is unemployed, rather than buying an annuity, draws out the full £30,000 when they are in their fifties - goes on a nice cruise for...
(Multi-page thread 1 2 3 ... Last Page)
March 30th 14 11:16 AM
by David Woolley[_2_] Go to last post
51 859
Land banking re-sale by tim.....
"David Woolley" wrote in message ... On 02/03/14 11:30, tim..... wrote: The auction house does not seem to make any claims for the land, but even so, most purchases will expect minimum rights to use the land without being specifically told that they have...
March 26th 14 10:56 AM
by tim..... Go to last post
0 353
pb in finance : some hints? by Abraham A
On Monday, March 10, 2003 4:16:53 PM UTC-8, Jean-Marie Truelle wrote: Hi, I have some problems with my exercices in finance. Can u help me please? Exercise 3. Futures contracts. It is June 25, 1999. The futures price for the June 1999 CBOT bond futures contract is 188-23.
March 25th 14 06:40 AM
by Abraham A Go to last post
0 324
Great Freeware, Insights & Comments For Very High ROI by [email protected]
Great Freeware, Insights & Comments For Very High ROI http://twitter.com/forecastall There is no denser valuable material and useful tips.
March 22nd 14 01:16 PM
by [email protected] Go to last post
0 389
Sick pay and LEL by Fredxxx
Simple question, does sick pay contribute to income for NI purposes?
March 21st 14 01:49 PM
by Fredxxx Go to last post
2 289
Need a Loan for £500 by DC[_7_]
On Mon, 03 Mar 2014 21:29:48 +0000, Roger Mills wrote: On 03/03/2014 21:03, wrote: Are you in need of a Loan/Funding for a project? Have you been trying to obtain a Loan from any of the Banks or Loan Companies and got Ripped off and they have...
March 19th 14 06:53 PM
by DC[_7_] Go to last post
0 281
Wealth Preservation Trusts? by Roger Mills[_2_]
My wife and I went to a free seminar recently, run by a company selling "Wealth Preservation Trusts" The idea seems to be that if you each put your assets - such as half of your house and other investments (up to a limit of £325k (the IHT nil rate band) - into a trust, they will be protected...
(Multi-page thread 1 2)
March 17th 14 10:10 PM
by tim..... Go to last post
17 445
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