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When do you need to report capital gains on a sale of property? by Tim Woodall
According to the HMRC website, you don't declare the sale of your main home on your tax return (because there's no tax to pay nor losses to claim) If you don't normally complete a tax return then you don't need to declare a sale if you have no tax to pay. If you normally complete a Self...
August 31st 14 11:26 PM
by Cliff Frisby Go to last post
5 518
Bonds from Big60million solar farms by John[_31_]
Advertised in Sunday newspapers, incl Mail on Sunday. Belongs to Willersley Solar Farms Paying 7%, duration 5 years, available for SIPP (very tempting). But only looking to raise £4 mill in £60 bonds (seems very small) Kicker for me is "non-transferrable" (why not ???) Any comments please.
August 27th 14 11:36 AM
by Theo Markettos Go to last post
1 477
Pubs 'n Bars Plc by John Townsend
Can anyone advise whether shares in Pubs 'n Bars Plc still have any value, please? They went into administration several years ago. John
August 13th 14 07:48 PM
by Adrian Go to last post
1 571
What listening to customers actually means by alan_m
I just received an email from Barclays. I go to the linked page and (easily) read "Following customer feedback, we've changed your Terms and Conditions to make them easier to read and understand." And then on the SAME web page the small print in a font size so small that it cannot be resolved...
August 10th 14 03:00 PM
by alan_m Go to last post
2 473
Proof of identity by Mike Barnes[_3_]
I've just had a letter from my bank, demanding that I send certified documents to prove my identity. Not so unusual for a new account, you might think. But I've been an active customer for over 20 years. WTF? -- Mike Barnes Cheshire, England
August 9th 14 09:23 PM
by Flop Go to last post
2 604
whether to cash in a small (£10,000) pension pot by RobertL
Please willsomeone enlighten me? I have read this http://www.hmrc.gov.uk/pensionschemes/small-pen.htm but it does not seem to answer my question. I am 59 years old. I have several pension pots which I accumulated while employed and when self employed. One of these (with Phoenix Life) has less...
(Multi-page thread 1 2)
July 22nd 14 04:19 PM
by RobertL Go to last post
11 690
dissolved loan company? by neale56
Hi,I wonder if anyone out there can help me with a problem?Some years back we took out a second charge loan with a company that was dissolved/struck off in March 2013.Does this mean that the charge on our property,should we sell,is now invalid?I would be so grateful for any advice,thanks. --
July 8th 14 12:33 AM
by Fredxxx Go to last post
3 381
Clawing Back Payment Made To Wrong Bank Account by CJB
The Government has apparently introduced a simpler more effective process for clawing back payments made to a wrong bank account number. Please can someone give me a URL or webpage that explains this new (improved?) process. The issue is that such wrong payments can easily be made since the...
July 6th 14 10:24 AM
by alan Go to last post
3 449
Dumping BA / AIG Shares by CJB
How do I dump a bunch of worthless ex-BA / AIG shares? I just got the Annual Report from AIG (incl. BA) and an invitation to the AGM. But the AGM is in Madrid necessitating outrageously expensive travel and accommodation costs, all proceedings will be in Spanish, and the shares have never paid a...
June 2nd 14 06:34 PM
by Adrian Go to last post
3 541
Bond and Fixed Interest Fund Prices by Moniker de Plume
Hello All Does anyone have any thoughts on the medium term future for Bond and Fixed Interest Fund prices? I have read that bond prices go down when central bank interest rates go up, and this does seem to have some logic to it. After a central bank interest rate rise, a fixed interest bond...
June 2nd 14 06:33 PM
by Moniker de Plume Go to last post
0 391
BTL mortgages in 2006 by SH
Is anybody here familiar with what the BTL mortgage market was like for older borrowers back in 2006? I want to know what sort of term could have been given to someone who was female and 59 - one year from retirement - in 2006. Would a mortgage company back then have entertained a loan going,...
June 1st 14 03:07 PM
by Adrian Go to last post
3 330
Criminal Charges against banks by 7[_2_]
charlie61Ltd wrote: http://www.bloomberg.com/news/2014-05-05/holder-signals-criminal-charges- coming-against-some-banks.html ''U.S. Attorney General Eric Holder said his department is readying criminal cases against banks that show financial institutions aren’t too big to...
May 6th 14 09:37 AM
by charlie61Ltd Go to last post
9 1,064
Maximising maternity allowances by Fredxxx
A friend of mine is pregnant and is currently self employed with a income lower I believe to be lower than the threshold to pay class 2 stamps. She already has a child and so the remainder of her income comes from Tax Credits. What is the best way to maximise her maternity allowances?
May 2nd 14 03:06 PM
by Mark[_10_] Go to last post
5 363
Something close to my heart, fair treatment by HMRC by Fredxxx
Just an idea, a petition against the one-sided treatment by HMRC to individuals and businesses. http://www.change.org/en-GB/petitions/hmrc-to-treat-small-business-s-more-fairly
April 30th 14 04:48 PM
by Fredxxx Go to last post
4 297
A centre-left argument for flat tax - combined with CI it would besimple and just by andy wainwright
UKIP have recently mooted the idea of a flat 30% income tax, and even from a leftist background there is a need for something simpler and actually paid as opposed to avoided. I'm happy with an even higher 50% flat tax in order to abolish all forms of means testing. MT is a marginal tax rate on...
April 8th 14 11:07 AM
by Mark[_10_] Go to last post
3 326
The name on a cheque by Etaoin Shrdlu
I don't know if this is on topic, apologies if not. I recently got a cheque (ELPS call it a 'warrant') from the Equitable Life Payment Scheme (lucky me!) and sent it off to my bank. But the bank returned it saying it is crossed 'A/C PAYEE' which prevents it being payed into any account other...
April 6th 14 01:58 PM
by Yellow[_2_] Go to last post
6 348
Pension Pots by Judith
There was a report by Paul Lewis on the Money Box programme concerning a tax-loophole where you can now put in money to a pension pot: the Government make a contribution: you then close the pot (pay tax) - but are quids in. Does anyone have a reference to any details? Is it true?
(Multi-page thread 1 2 3 ... Last Page)
April 3rd 14 10:19 PM
by tim..... Go to last post
45 816
Solicitors and estate administration by Steve
Hi Not sure if anyone can help, but I thought I'd ask. Is it 'usual' for solicitors to hold on to monies received when handling estate administration until, for example, the fiscal year processing suits them? I ask because the final part of the dealings (selling the house) was completed two...
March 31st 14 02:48 AM
by The Revd[_3_] Go to last post
5 403
Private Pensions - Budget by Judith
Say someone has no savings - but has say £30,000 in a private pension - and has less than full State pension entitlement - does this mean: Say this person who is unemployed, rather than buying an annuity, draws out the full £30,000 when they are in their fifties - goes on a nice cruise for...
(Multi-page thread 1 2 3 ... Last Page)
March 30th 14 11:16 AM
by David Woolley[_2_] Go to last post
51 954
Land banking re-sale by tim.....
"David Woolley" wrote in message ... On 02/03/14 11:30, tim..... wrote: The auction house does not seem to make any claims for the land, but even so, most purchases will expect minimum rights to use the land without being specifically told that they have...
March 26th 14 10:56 AM
by tim..... Go to last post
0 381
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