Can someone help me with this. Do I have to invest or buy insurance only from the company that my financial planner works for? Thanks in advance Kevin

As I near retirement age, I keep getting postcards from various local insurance companies inviting me to attend "free" retirement seminars where I can learn how to "avoid taxes on social security benefits and IRA withdrawals". I'm not willing to sit and listen to an insurance salesman for 1 to 2...

More than 5200 best analysis program, best trading systems, books, courses and seminars (64 CDs of RAR-archives + 34 DVD). TradeStation 8.6 + OwnData 2.7 + more than 1000 systems Ninja Trader 7.0.0.1 VantagePoint 8.0 (700 modules) MultiCharts 5.0 GOLD (5.0.2369.400) + all addons AmiBroker...

Misc.invest.financial-plan is a *moderated* newsgroup, meaning moderators review posts to assure compliance with the newsgroup's guidelines. In general you can expect that any well-tempered post dealing with general financial planning will be posted. Further: 1. Posters should trim posts to...

Andy asks: I have noticed that many tax exempt munis and tax exempt school bonds are paying 4.5 to 5 %..... Lots of them... All AA and AAA rated, many insured. Since CDs are only paying 3 to 3.5%, tops, why are the munis giving such good rates ? Thanks,

For the TIPS rates at http://bloomberg.com/markets/rates/, does that include the fixed and CPI portions of the interest rates? There's an auction for 10-year TIPS in a few days http://www.treas.gov/offices/domestic-finance/debt-management/auctions/auctions.pdf. So I was wondering if I should buy...

Please help settle a debate. When looking at American Fund's Washington Mutual (AWSHX), they show a "total expense ratio" of .58% and a 12b1 fee of .24%. Is the 12b1 IN ADDITION TO the .58%, or part of the .58%? Thanks. -HW "Skip" Weldon

Since many banks and investment firms are mostly on the verge of collapse, how deep in this muck, and therefore as leveraged and illiquid, are plan administrators, such as Vanguard, Fidelity, Oppenheimer, etc.? TIA

Misc.invest.financial-plan is a *moderated* newsgroup, meaning moderators review posts to assure compliance with the newsgroup's guidelines. In general you can expect that any well-tempered post dealing with general financial planning will be posted. Further: 1. Posters should trim posts to...

Can anyone confirm the current status of this program?

Can someone tell me if Financial planners are regulated. I would also like to know if they have to be licensed or so.

My wife will retire soon. She can take her pension in several ways depending on if the term is for her life only, her life with a minimum number of years, her life and then 50% to me as a survivor. or the lowest amount for the time either of us is alive. Is there a type of life insurance I can get...

When I changed jobs a couple of years ago, I rolled over my 401k to the new company because it had better choices. However, with the market slump, those choices are not that interesting anymore, so I'd rather have rolled over into a personal Rollover IRA. What are my alternatives now? Is it...

Hi, I've been looking into moving some dollars into Pimco Total Return Admin ( mutual fund) via my 401K with Wells Fargo. The Wells Fargo website has good numbers for PIMCO Admin : 6 percent or so, per year, per quarter, etc. But when I chart it (PTRAX) , the value of the fund, ever...

I need to find a tax accountant who is highly skilled in investment tax issues. Are there any tools or techniques anyone can recommend to help me find a CPA with the skill I need? Thanks. -- ..Bill.

my vanguard index funds have asked me to proxy vote. is there such a thing as a proxy information booklet? i have no idea who these trustees are or what these vaguely worded policies are. i don't want to vote blind. thanks

i searched and didn't find much here on the topic, so i'm posting. i own 3 index funds through vangaurd. for the first time that i recall in 9 years they are asking me to proxy vote. they seem very encouraging. "vote no matter how many shares you have", vote to avoid "expensive 2nd proxy...

Andy comments: I just found out that the FDIC has increased their expiration date for the "250K per account" to Dec 31, 2013. Previously it was 31 Dec 2009. You can read about it at www.fdic.gov A couple other changes have been made in the area of revocable trusts,

not until the underlying mortgage crisis ends. Thats keeps on chugging along as something like a fifth of US mortgages are underwater.

Not even close. So far, only the subprime mortgages have blown up. Through 2011, AltA, ARM and OptionARM will be reset, triggering blow ups along the way and decimating bank assets, which are already illiquid. It's more than Japan redux, but rather 1929 redux.